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    Student Loans & Refinancing

    Get the help you need to pay for your education.

    Student Loans to Fit Your Life — and Budget

    3 Reasons to Choose Citizens Bank


    • Easy - One approval for multiple years


      Multi-year approval*

      Apply once — with one application — and get the money you need every year, quickly and easily.

    • Flexible - Payments on your schedule


      Payments on your schedule

      Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

    • Affordable - Competitive rates and fees


      Competitive rates and fees

      Reduce your competitive rates by 0.50%1 with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

    Questions? Ask a Citizen.
    Questions? Ask a Citizen.

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